8 Things to Consider When Buying a Home in California with School-Aged Children

Buying a home is one of the biggest financial and personal decisions a family can make. For parents with school-aged children, there are additional factors to consider beyond the number of bedrooms or the size of the backyard. California, with its diverse communities and school districts, presents unique opportunities and challenges for families looking to settle down. Here are key considerations when purchasing a home in California if you have children in school.

1. School District Quality and Ratings

One of the most important factors for parents when buying a home is the quality of the local school district. California has a mix of top-performing and struggling schools, and the difference in education quality can be significant even within the same city.

• Research School Ratings: Websites like GreatSchools.org, Niche.com, and the California Department of Education’s website provide valuable information on school rankings, test scores, student-to-teacher ratios, and parent reviews.
• Visit Schools in Person: If possible, schedule a tour to meet with teachers and administrators. This can provide insights into the school culture and curriculum that online ratings may not fully capture.
• Consider Alternative Education Options: Some areas may have strong public schools, while others may offer high-quality charter, private, or magnet schools. Factor in tuition costs or lottery systems for enrollment if considering these alternatives.

2. Proximity to Schools and Commute Time

The location of your new home relative to your child’s school can impact daily routines and overall quality of life.

• Walking Distance vs. School Bus Availability: Some neighborhoods are within walking distance of schools, which can be a great convenience. Others may require driving or relying on school bus services.
• Traffic and Commute Time: California’s traffic can be notoriously challenging, especially in major metropolitan areas like Los Angeles, San Francisco, and San Diego. Check commute times during peak hours to ensure your chosen home location won't make school drop-offs and pick-ups stressful.

3. Safety and Community Amenities

Safety is a top priority for parents, and the surrounding community plays a major role in a child’s well-being.

• Crime Rates: Use online tools such as CrimeMapping.com or local law enforcement websites to assess crime statistics in prospective neighborhoods.
• Sidewalks and Street Safety: Check if the neighborhood has pedestrian-friendly sidewalks, bike lanes, and safe crosswalks, especially if your child will walk or bike to school.
• Parks and Recreational Spaces: Access to playgrounds, sports fields, and community centers can provide opportunities for children to stay active and socialize outside of school.

4. Cost of Living and Property Taxes

California has some of the highest property values and cost of living in the country, and home prices can vary significantly depending on the school district.

• Higher Property Values in Top School Districts: Homes in highly rated school districts often come with a premium price tag. Consider whether it’s worth the investment or if nearby areas with slightly lower home prices still offer good school options.
• Property Taxes: California’s property tax rates are relatively moderate, but local school bonds and parcel taxes can significantly increase costs. Research any additional assessments tied to funding local schools.
• Overall Affordability: Consider how housing costs fit within your overall budget, including mortgage payments, utilities, and potential private school tuition if the public school system isn’t the right fit.

5. Future School Changes and Zoning

School district boundaries are not always permanent and can change due to population growth and redistricting.

• Verify School Assignment: Just because an online listing mentions a certain school doesn’t guarantee that your child will be assigned to it. Confirm with the local school district to ensure that your prospective home is within the desired school boundaries.
• Long-Term Plans for the District: Check if new schools are being built, if the district has plans for rezoning, or if current schools are facing overcrowding issues.

6. Extracurricular Activities and Academic Programs

Education is more than just academics—it’s also about extracurricular activities and special programs that enhance learning and development.

• Sports and Arts Programs: Does the school offer a strong music, theater, or athletic program? California schools vary in funding for these activities, so it’s worth checking what is available.
• Advanced Placement (AP) and Gifted Programs: If your child is academically inclined, look into whether the school offers AP courses, International Baccalaureate (IB) programs, or gifted education options.
• Special Education Services: Parents of children with special needs should review the support services available at each school and whether they align with their child’s requirements.

7. Neighborhood and Community Engagement

A supportive community can make a big difference in your child’s education and overall well-being.

• Parent-Teacher Associations (PTA): Active PTAs can indicate strong community involvement and additional resources for schools.
• Diversity and Inclusivity: California is home to diverse communities. Consider whether a neighborhood aligns with your family's values and whether schools embrace cultural inclusivity.
• Family-Friendly Events and Activities: Look for neighborhoods that host local events, farmers’ markets, and kid-friendly activities that help families integrate into the community.

8. Resale Value and Long-Term Investment

Even if this is your dream home for now, life circumstances can change, and resale value should be a consideration.

• Homes in Good School Districts Hold Value: Properties in top-rated school districts tend to appreciate more and sell faster, making them a smart investment.
• Market Trends in the Area: Research the housing market trends in the area to understand potential long-term property appreciation.
• Potential for Expansion: If your family might grow, consider whether the home has room to expand or if you’d need to move again in a few years.

Final Thoughts

Buying a home in California when you have school-aged children requires careful planning and thorough research. Prioritizing school quality, safety, commute times, affordability, and long-term investment potential can help ensure that your home purchase is the right fit for your family’s needs. By taking the time to assess these factors, you’ll be better equipped to find a home that not only meets your real estate goals but also provides an excellent educational experience for your children.